VA Loan Funding Fee Explained: Calculate What You’ll Pay So you’re looking into VA Home Loans Honolulu and someone mentioned a funding fee. Now you’re wondering—wait, I thought VA loans didn’t have extra costs? Here’s the thing. VA loans don’t require private mortgage insurance, which saves you hundreds monthly. But there’s still this one-time fee most borrowers need to pay. Infinite Financial -- NMLS #1866302 : https://www.google.com/maps?cid=5104862013186613505 Learn more : https://buysmartprice.com/index.php/2026/02/24/va-loan-funding-fee-calculate-costs/