The Courtroom Psychology: Why Debt Collectors Fold When Consumers...

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2026-06-29 16:29:28 -

The Courtroom Psychology: Why Debt Collectors Fold When Consumers Show Up

There is a secret that debt collectors desperately hope consumers never discover. The secret is this: the vast majority of collection lawsuits are won not because the collector has a strong case, but because the consumer does not show up to court. Default judgments are the lifeblood of the debt collection industry. Collectors file thousands of lawsuits every month, knowing that seventy to...

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